Terms and Conditions of Use

Terms and Conditions of Use

Effective Date: 23rd April 2025

Last Updated: 23rd April 2025

Welcome to Inclusive IQ Financial Inclusion Academy (“we”, “our”, or “us”). By accessing and using our website, platform, or any of our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using this site and our online training academy services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years old to register or use our courses and content. If you’re under 18, you may use the platform only with involvement of a parent or guardian.

3. User Accounts

You must provide accurate and complete information when registering.
You are responsible for maintaining the confidentiality of your login credentials.
You agree to notify us immediately of any unauthorized use of your account.

4. Use of Platform

You agree to use the platform only for lawful purposes. You must not:

Attempt to gain unauthorized access to the platform or its systems.
Copy, reproduce, distribute, or exploit any part of the content for commercial purposes without permission.
Disrupt or interfere with the security or integrity of our services.

5. Course Access and Licensing

All course materials are licensed to you for personal, non-commercial use only.
You may not share, sell, or distribute the content to third parties.
Course access may be limited to a specific time period as indicated in the course description.

6. Payments and Refunds

All course fees must be paid in full before gaining access unless otherwise stated.
Payments are processed securely via [Paystack / Flutterwave / Stripe / PayPal].
Refunds are available within 24 hours of purchase only if the course has not been started. After that, fees are non-refundable.

7. Intellectual Property

All content on the platform, including videos, text, images, logos, and branding, is the intellectual property of Inclusive IQ or its content providers. You may not reproduce or use this content without written permission.

8. Privacy

We respect your privacy and are committed to protecting your data. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

9. Disclaimer of Warranties

Our courses and content are provided “as is” and “as available.” We do not guarantee that the content will meet your expectations or that the platform will be error-free. You are responsible for applying the information provided.

10. Limitation of Liability

Inclusive IQ is not liable for any direct, indirect, incidental, or consequential damages arising from the use—or inability to use—our services, including any loss of income, data, or opportunity.

11. Modifications to Terms

We may update these Terms at any time. Changes will be posted on this page with the revised effective date. Your continued use of the platform after changes are posted means you accept the new Terms.

12. Termination

We reserve the right to suspend or terminate your access if you violate these Terms. In such cases, no refund will be given.

13. Governing Law

These Terms are governed by the laws of Nigeria and the United Kingdom. Any disputes will be resolved in the courts of the applicable jurisdiction.

14. Contact Us

If you have any questions about these Terms, please contact us at:
Email: info@inclusiveiqfb.com